Effective Date: July 21, 2023

Please read these terms before accessing this website.

Chloe Capital LLC (“Chloe,” “we”, “our”, or “us”) welcomes you to our website (the “Site”).  These legal notices and terms (the “Terms”) govern your access and use of the Site and its associated services, including Chloe-affiliated newsletters, podcasts, social media and other content, whether distributed via this Site or other content distribution platforms (collectively with the Site, the “Services”).

The Site contains general information about Chloe, its businesses and our portfolio.  The Services are not an offer of securities or any form of solicitation.

By accessing or using the Services in any manner, you agree to be bound by the Terms. We may update the Terms from time to time, and any modifications will be effective immediately upon posting unless we indicate otherwise. If you use the Services after any modifications have been posted, your use will constitute your agreement to such modifications. We suggest that you review these Terms periodically for changes.

Intellectual Property Rights and Ownership

Except as otherwise noted on the Services, all content and material on the Services – including information, documents, photos, podcasts, blog or social media posts, videos, graphics, icons, design and overall appearance (“Content”) – are the property of Chloe, and any of its related affiliated companies, and should not be used, modified or reproduced without our prior written consent.   The Content presented through the Services is for personal, non-commercial use only.  All trademarks, trade names and logos (“Trademarks”) displayed on the Services are the property of Chloe, its affiliates or their third-party owners.  Nothing contained on the Services should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Content or Trademark without the written permission of Chloe.

No Offer of Securities or Advice

The Services are not directed at and should not be relied upon by any investor or prospective investor in any investment fund or other investment vehicle managed by Chloe. Chloe does not intend to solicit or make its investment advisory services available to the general public. The information contained within this Site is for informational purposes only and should not be considered investment advice or a recommendation to buy or sell any types of securities. The information contained within this Site was carefully compiled from sources Chloe believes to be reliable, but we cannot guarantee accuracy. We provide this information with the understanding that we are not engaged in rendering legal, accounting, or tax services. In particular, none of the examples should be considered advice tailored to the needs of any specific investor. We recommend that all investors seek out the services of competent professionals in any of the aforementioned areas. With respect to the description of any investment strategies, simulations, or investment recommendations, we cannot provide any assurances that they will perform as expected and as described in our materials. Past performance is not indicative of future results. Every investment program has the potential for loss as well as gain. There is a risk of loss from an investment in securities, including the risk of loss of principal. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be profitable or suitable for a particular investor’s financial situation or risk tolerance.

No Solicitation

Under no circumstance should any information provided via the Services be considered an offer soliciting the purchase or sale of an interest in any investment fund or other investment vehicle managed or mentioned by Chloe, nor should any such information be construed as an offer to provide investment advisory services. Any such offer or solicitation will be made separately and only by means of confidential offering documents specific to the relevant investment fund or other investment vehicle to investors that, among other requirements, meet certain qualifications under federal securities laws. There can be no assurance that Chloe’s investment strategies will be successful or that Chloe’s investment objectives will be achieved. Any investment in a fund or other investment vehicle managed by Chloe involves a high degree of risk, including the risk of a complete loss of investment. Any Chloe portfolio companies or other investments described or referenced via the Services are not representative of all investments of the funds managed by Chloe, and there can be no assurance that the investments described or referenced will be profitable or that future investments will have similar character or results.

Forward Looking Statements

Certain statements made or other information disseminated via the Services by individual Chloe personnel may constitute “forward-looking statements” under the Privacy Securities Litigation Reform Act of 1995. To the extent any information made available via the Services constitutes a forward-looking statement (which may be identified by use of forward-looking terminology such as “may,” “will,” “should,” “expect,” “anticipate,” “upside,” “potential,” “project,” “estimate,” “intend,” “forecast,” “target,” “believe” or similar terminology), please note that actual events, results or performance may differ materially from those reflected or contemplated by such statement. Chloe disclaims any obligation to update any forward-looking statement in the event it later turns out to be inaccurate, whether as a result of new information, future events or otherwise. Any projections, estimates, forecasts, targets or opinions expressed via the Services are subject to change without notice and may differ from opinions expressed by others. Past results of Chloe’s managed investment funds or other investment vehicles are not necessarily indicative of future results.

Analyses and Opinions

‍Any analyses or opinions expressed via the Services reflect the views of the individual posters and are subject to change. Certain information available via the Services has been obtained from third-party sources, including from portfolio companies of investment funds managed by Chloe. While taken from sources we believe are reliable, Chloe has not independently verified all such information, and Chloe makes no representation or warranty about the accuracy of such information or its suitability for any purpose. The opinions expressed via the Services are not intended to constitute investment, accounting, tax or legal advice; nothing in the Services is a recommendation that you purchase, sell or hold any security or other investment or that you pursue any particular investment strategy.

Disclaimer of Warranties

THE SERVICES, INCLUDING ALL CONTENT, IS PROVIDED TO YOU ON AN “AS-IS” AND “AS AVAILABLE” BASIS WITH NO WARRANTIES OF ANY KIND.  NEITHER CHLOE, NOR ANY OF ITS RESPECTIVE OFFICERS, DIRECTORS, PARNTERS, MEMBERS, EMPLOYEES, AGENTS, CONTRACTORS, SPONSORS OR LICENSORS (COLLECTIVELY THE “REPRESENTATIVES”) WARRANT THAT THE USE OF THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE.  NEITHER CHLOE NOR ITS REPRESENTATIVES MAKE ANY REPRESENTATIONS OR WARRANTIES, EITHER EXPRESS OR IMPLIED AND CHLOE AND/OR ITS REPRESENTATIVES HEREBY DISCLAIM ANY AND ALL SUCH WARRANTIES, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTY OF MERCHANTABIITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, SECURITY, RELIABIITY, PERFORMANCE, FREEDOM FROM VIRUS AND NON-INFRINGEMENT TO THE FULLEST EXTENT PERMITTED BY APPLCIABLE LAW.

Indemnification

As a condition to your use of the Services, you agree to indemnify, defend and hold harmless Chloe and/or its Representatives against any and all claims, liabilities, damages, costs or other expenses (including, without limitation attorney’s fees) that may arise directly or indirectly out of or from your breach of these Terms and/or your use of the Services or resulting from any action or inaction you take or decision you make in reliance of the information contained through the Services.

Limitation of Liability

YOUR USE OF THE SERVICES AND CONTENT IS AT YOUR OWN RISK.  IN NO EVENT SHALL CHLOE AND/OR ITS REPRESENTATIVES, BE LIABLE TO YOU OR ANYONE ELSE FOR ANY SPECIAL, INCIDENTAL, DIRECT, INDIRECT, CONSEQUENTIAL OR PUNITIVE DAMAGES WHATSOEVER, INCLUDING THOSE RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER OR NOT FORESEEABLE, REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENE), WARRANTY, STRICT LIABILITY, OR ANY OTHER LEGAL OR EQUITABLE THEORY, EVEN IF CHLOE HAS BEEN ADVISED OF THE POSSIBIITY OF SUCH DAMAGES IN ADVANCE.  THE FOREGOING SHALL APPLY DESPITE ANY NEGLIGENCE, MISCONDUCT, ERRORS AND/OR OMISSIONS BY CHLOE AND/OR ITS REPRESENTATIVES.  BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES, COMPANY’S LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW. CHLOE RESERVES THE RIGHT TO ALTER OR REMOVE THE CONTENT OF THE SERVICES OR SUSPEND OR TERMINATE YOUR USE IN ANY WAY, AT ANY TIME, FOR ANY REASON, WITHOUT PRIOR NOTIFICATION AND WILL NOT BE LIABLE IN ANY WAY FOR POSSIBLE CONSEQUENCES OF SUCH CHANGES.

Third-Party Websites

The Services may include content created, prepared or otherwise made available by third parties or a link to or integration with websites operated by third parties. Chloe has no control over any such content or websites and shall have no liability related to such content or websites. The existence of any such content, link or other integration does not constitute an endorsement of the relevant content, website or third party. You hereby release and hold Chloe harmless from any and all liability arising from your use of any third-party content, website or service. Hyperlinks to other internet resources are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored or endorsed by Chloe.

Electronic Communication

Electronic communications, including email, attachments, and text messages, received may contain information that is confidential and intended for use only by the addressee. If the reader is not the intended recipient, or the employee or agent of the intended recipient responsible for delivering the message, the reader is hereby notified that any review, copying, distribution or use of any transmission is strictly prohibited. If the reader has received any transmission in error, please (i) notify the sender immediately by email, text, or telephone and (ii) destroy all copies of any messages.

Miscellaneous

If any provision or term of these Terms shall become or be declared illegal, invalid or unenforceable for any reason whatsoever, such term or provision shall be divisible from the other terms and conditions and shall be deemed to be deleted from them.  These Terms shall be governed in all respects by the laws of the State of Delaware, without reference to its choice of law rules. If an applicable law is in conflict with any part of the Terms, the Terms will be deemed modified to conform to the law and the other provisions will not be affected by any such modification.

Chloe Capital Anti-Discrimination Policy Statement

Chloe Capital does not discriminate, either in its employment, investments, accelerator, or other programs, on the basis of race, color, nationality, ethnic origin, gender, gender identify, sexual orientation, religion, veteran status, or disability. We are committed to fostering an inclusive and equitable work environment and investment ecosystem that values diversity and actively opposes discrimination in all its forms. At Chloe Capital, we believe that workplaces and innovation thrive in an environment where diverse views are heard, where every team member can flourish and where each entrepreneur, regardless of their background, has an equal opportunity to access the resources necessary to transform their ideas into successful startup companies. Our antidiscrimination policy is an integral part of our mission to drive positive change and build a more just and prosperous workplace and entrepreneurial landscape.

Workplace Policies:

Chloe Capital is an Equal Employment Opportunity (EEO) employer and in accordance with all anti-discrimination laws and our EEO policy, we provide equal employment opportunities for all employees and applicants by ensuring an environment free of discrimination and harassment regardless of protected categories. We are committed to maintaining a work environment in which all individuals are treated with respect and dignity.  Each individual has the right to work in a professional atmosphere that promotes equal employment opportunities in all aspects of employment and personnel matters (including, without limitation, recruiting and hiring, job assignment, compensation, opportunities for advancement (including promotion and transfers), evaluation, benefits, training, discipline, and termination), and prohibits discriminatory practices, including harassment.  This policy applies to unlawful conduct by supervisors, co-workers, and third parties.

We expect that all relationships among persons in the workplace will be free of unlawful bias, prejudice, and harassment.  Therefore, it is Chloe Capital’s policy to ensure equal employment opportunity without discrimination or harassment on the basis of race; color; religion or creed; sex or gender (including pregnancy, childbirth, breastfeeding or related medical conditions); age; physical or mental disability; medical condition; military or veteran status; national origin or ancestry; marital and partnership status; sexual orientation; gender identity or expression; or any other characteristic protected by law.  We also prohibit discrimination based on the perception that anyone has any of those characteristics or is associated with a person who has or is perceived as having any of those characteristics.

Policy Regarding Award of Grants or Investments:

In addition, we also prohibit discrimination in the awarding of our grants or investments. Companies and individuals are encouraged to apply for inclusion in our accelerator programs and for investment by Chloe regardless of race; color; religion or creed; sex or gender (including pregnancy, childbirth, breastfeeding or related medical conditions); age; physical or mental disability; medical condition; military or veteran status; national origin or ancestry; marital and partnership status; sexual orientation; gender identity or expression; or any other characteristic protected by law.

Our Commitment:

1. Equal Opportunity: We commit to providing every startup founder with an equal opportunity to access our investment resources, regardless of their race, color, ethnicity, nationality, gender, gender identity, sexual orientation, religion, age, disability, or any other protected characteristic.
2. Diversity and Inclusion: We recognize that diverse teams bring unique perspectives, ideas, and innovations to the table. We actively seek out startups founded by individuals from a wide range of backgrounds and experiences.
3. Non-Discrimination: We strictly prohibit discrimination, harassment, and bias in any form during the investment evaluation process. Our decisions are solely based on the merits of the business idea, market potential, team capabilities, and other relevant factors.
4. Unconscious Bias Mitigation: We are dedicated to continuously educating ourselves and our team members about unconscious biases that can impact investment decisions. We strive to make decisions that are fair, impartial, and based on objective criteria.
5. Transparency: We maintain open communication with founders throughout the investment evaluation process, ensuring that they understand the criteria and metrics we use to evaluate their startups.
6. Feedback and Improvement: We encourage founders to provide feedback on our processes and interactions. This feedback helps us identify areas for improvement and refine our approach to better serve all entrepreneurs.
7. Partnerships: We actively collaborate with organizations and initiatives that promote diversity and inclusion in entrepreneurship. By working together, we aim to amplify our impact and contribute to a more diverse startup ecosystem.

Reporting Discrimination:

If any employee, startup founder or individual believes they have experienced discrimination or witnessed discriminatory behavior during our investment process, we urge them to bring this to our attention. We take such reports seriously and will conduct a thorough investigation, ensuring appropriate actions are taken to address the issue.

Ongoing Accountability:

We understand that combating discrimination is an ongoing effort. As such, we commit to reviewing and updating our policies regularly to reflect evolving best practices and to hold ourselves accountable for creating a fair and inclusive investment environment.

By adhering to this antidiscrimination policy, Chloe Capital strives to empower founders from all walks of life and contribute to a more vibrant and innovative startup ecosystem. We believe that diversity and inclusion are essential for driving meaningful change and building successful companies that can make a positive impact on the world.

Chloe Circle is a fiscal sponsorship program under Legacy Global Programs, a public 501(c)(3) nonprofit charity. The mission of Chloe Circle is to identify, inspire, and invest in women and underrepresented founders to address the gender and diversity gap in investment and entrepreneurship. Financial and other information about Chloe Circle’s purpose, programs, and activities can be obtained by contacting Michael Glover, Chief Operations Officer, at 4435 E. Holmes Ave. Mesa, AZ 85206. As a public 501(c)(3) tax-exempt corporation, Legacy Global Programs is allowed to receive tax-deductible donations within the guidelines of U.S. law.

If you are a resident of one of the following states, you may obtain financial information directly from the state agency: 

ARKANSAS: The headquarters of Legacy Global Programs is located at 4435 E. Holmes Ave. Mesa, AZ 85206. A copy of the official registration and financial information may be obtained from the Arkansas Charities Division, Office of Attorney General office by calling 800-482-8982. Registration by the Secretary of State does not imply endorsement by the Secretary of State or another government agency.

CALIFORNIA: Chloe Circle is a fiscal sponsorship program under Legacy Global Programs, a non-profit, 501(c)(3) tax-exempt organization. Most gifts are 100 percent deductible as a charitable contribution under Federal and State income tax laws. Please consult your individual tax advisor to determine how much of your contribution is deductible. The official registration and financial information regarding this charity can be obtained from the Attorney General’s Web site at https://oag.ca.gov/charities. 

DELAWARE: Chloe Circle is soliciting funds for the programs and actions of Legacy Global Programs.

GEORGIA: A full and fair description of the activities and programs of Chloe Circle, a fiscal sponsorship program under Legacy Global Programs, and a financial statement consistent with the financial statement required to be filed with the Secretary of State, will be sent upon request at the office and phone number indicated above.

ILLINOIS: Contracts and reports regarding Chloe Circle, a fiscal sponsorship program under Legacy Global Programs, are on file with the Illinois Attorney General.

MAINE: You may obtain information on the respective percentages of contributions that will be paid to the charitable organization and to the paid fundraiser by contacting the Attorney General, Department of Professional & Financial Regulation, 35 State House Station, Augusta, ME 04333.

MARYLAND: A copy of Legacy Global Programs’ current financial statement is available on request by writing Accounting, at 4432 E. Holmes Ave. Mesa, AZ 85206; (602) 704-2000. For the cost of postage and copies, documents and information filed under the Maryland charitable organizations laws can be obtained from the Secretary of State, Charitable Division, State House, Annapolis, MD 21401, 800-825-4510.

MINNESOTA: Legacy Global Programs is a non-profit, 501(c)(3) tax-exempt organization. Most gifts are 100 percent deductible as a charitable contribution under Federal and State income tax laws. Please consult your individual tax advisor to determine how much of your contribution is deductible.

MISSISSIPPI: The official registration and financial information of Chloe Circle, a fiscal sponsorship program under Legacy Global Programs, may be obtained from the Mississippi Secretary of State’s office by calling 1-888-236-6167. Registration by the Secretary of State does not imply endorsement.

NEVADA: Legacy Global Programs is a non-profit, 501(c)(3) tax-exempt organization. Contributions may be tax-deductible pursuant to the provisions of sec. 170(c) of the Internal Revenue Code of 1986, 26 U.S.C. §170(c).

NEW JERSEY: INFORMATION FILED WITH THE ATTORNEY GENERAL CONCERNING THIS CHARITABLE SOLICITATION AND THE PERCENTAGE OF CONTRIBUTIONS RECEIVED BY LEGACY GLOBAL PROGRAMS DURING THE LAST REPORTING PERIOD THAT WERE DEDICATED TO THE CHARITABLE PURPOSE MAY BE OBTAINED FROM THE ATTORNEY GENERAL OF THE STATE OF NEW JERSEY BY CALLING (973) 504-6215 AND IS AVAILABLE ON THE INTERNET AT http://www.njconsumeraffairs.gov/charity/chardir.htm. REGISTRATION WITH THE ATTORNEY GENERAL DOES NOT IMPLY ENDORSEMENT.

NEW YORK: A copy of the latest annual report may be obtained, upon request, by writing Legacy Global Programs at 4435 E. Holmes Ave. Mesa, AZ 85206, or from the New York State Attorney General’s Charities Bureau, Attn: FOIL Officer, Department of Law, 120 Broadway – 3rd Floor, New York, New York 10271, (212) 416-8401. 

NORTH CAROLINA: Legacy Global Programs’ principal place of business is in Arizona. Financial information about this organization and a copy of its license are available from the State Solicitation Licensing Branch at 1-888-830-4989 (within North Carolina) or (919) 807-2214 (outside of North Carolina). The license is not an endorsement by the State.

OHIO: Legacy Global Programs’ principal place of business is in Mesa, Arizona. A copy of the official registration and financial information may be obtained from the Ohio Charitable Law Section, Attorney General’s office by calling 800-282-0515. Registration by the Secretary of State does not imply endorsement by the Secretary of State.

OREGON: The headquarters of this organization, Legacy Global Programs, is located at 4435 E. Holmes Ave. Mesa, AZ 85206. Registration in no way constitutes or implies any endorsement, sanction or approval of the solicitation, its purposes, the manner in which it is conducted or the person or organization conducting it, by the Attorney General or any other governmental agency or officer.

PENNSYLVANIA: The official registration and financial information of Legacy Global Programs may be obtained from the Pennsylvania Department of State by calling toll-free, within Pennsylvania, 1-800-732-0999. Registration does not imply endorsement.

RHODE ISLAND: Legacy Global Programs is a non-profit, 501(c)(3) tax-exempt organization. Most gifts are 100 percent deductible as a charitable contribution under Federal and State income tax laws. Please consult your individual tax advisor to determine how much of your contribution is deductible. Legacy Global Programs makes contributions to other organizations and shall make available upon request a list of all organizations which have received contributions during the most recently completed fiscal year.

VIRGINIA: A financial statement is available from the State Office of Consumer Affairs in the Department of Agriculture and Consumer Services P.O. Box 1163, Richmond, VA 23218.

WASHINGTON: The notice of solicitation required by the State Office of Consumer Affairs is on file with the Washington Secretary of State, information relating to financial affairs of Legacy Global Programs is available from the Secretary of State, and the toll-free number for Washington residents: 800-332-4483.

WEST VIRGINIA: Upon request, the estimated percentage of the money collected which will be applied to the cost of solicitation and administration or how much of the money collected will be applied directly for the charitable purpose will be provided. West Virginia residents may obtain a summary of the registration and financial documents from the Secretary of State, State Capitol, Charleston, West Virginia 25305. Registration does not imply endorsement.

WISCONSIN: A financial statement of Legacy Global Programs disclosing assets, liabilities, fund balances, revenue and expenses for the preceding fiscal year is available upon request.

CONTRIBUTIONS ARE DEDUCTIBLE FOR FEDERAL INCOME TAX PURPOSES IN ACCORDANCE WITH APPLICABLE LAW. REGISTRATION IN A STATE DOES NOT IMPLY ENDORSEMENT, APPROVAL, OR RECOMMENDATION OF LEGACY GLOBAL PROGRAMS BY THE STATE.